India Posts' Retired Officers' Association
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MESSAGE FROM SECRATARY

NEXT MEETING
INDIA POSTS’ RETIRED OFFICERS’ASSOCIATION,
Respected Sir/Ma'am, The Meeting & Family Get-Together is scheduled to be held on second Saturday the 8th November 2025 followed by the various group activities by the participants and concluded with vegetarian Buffet Dinner at the venue at 21.0 (9.0 p.m.) There will be site seeing on Sunday the 09/11/2025.My earnest appeal to all the members who are in good health to attend the meeting & family get-together with their family members. It is also requested to the members to approach all Retired Gazetted Officer friends to attend in large numbers and not to miss this golden opportunity to continue your camaraderie with your long-time friends. The individual contribution which has to be paid in advance which is non-refundable and the venue will be intimated in due course. .The site seeing places and the cost is being worked out and will be intimated in due course. The contribution towards site seeing will be collected at the venue on 08/11/2025. The account numbers to which this amount is to be credited or remitted will be circulated in due course With Profound Respects, Yours Sincerely U. P. C. Tauro
Secretary IPROA

UPCOMING EVENTS

Respected Sir/Ma'am, The Meeting & Family Get-Together is scheduled to be held on Second Saturday the 8th of November followed by the various group activities by the participants and concluded with vegetarian Buffet Dinner at the venue at 21.0 (9.0 p.m.) There will be site seeing on Sunday the 09/11/2025 upto evening. My earnest appeal to all the members who are in good health to attend the meeting & family get-together with their family members. It is also requested to the members to approach all Retired Gazetted Officer friends to attend in large numbers and not to miss this golden opportunity to continue your camaraderie with your long-time friends. The individual contribution will be intimated in due course which is nonrefundable.The site seeing places and the cost is being worked out and will be intimated in due course. The contribution towards site seeing will be collected at the venue on 09/11/2025. The account numbers to which this amount is to be credited will be circulated in due course. With Profound Respects, Yours Sincerely U. P. C. Tauro Secretary IPROA Event - 1


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U.P.C.Tauro, Secretary IPROA

U.P.C.Tauro, Secretary IPROA

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India Posts’ Retired Officers’ Association Unveiling of the Motto.

India Posts’ Retired Officers’ Association Unveiling of the Motto.

India Posts’ Retired Officers’ Association Unveiling of the Motto.

Tuesday, 31 March 2026

CPI-IW for February 2026 Released: Index Dips Slightly to 148.5

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 CPI-IW for February 2026 Released: Index Dips Slightly to 148.5


CPI-IW February 2026

The Labour Bureau, Ministry of Labour & Employment, has released the All-India Consumer Price Index for Industrial Workers (CPI-IW) for February 2026. The index stood at 148.5 points (Base: 2016=100), a marginal decrease of 0.1 points from January 2026’s reading of 148.6.

The dip was primarily driven by a fall in the Food & Beverages group, which declined from 151.7 in January to 151.1 in February. Housing remained flat at 140.6. Pan, Supari & Tobacco (170.5 → 171.7), Clothing & Footwear (154.9 → 155.0), Fuel & Light (152.8 → 152.9), and Miscellaneous (145.8 → 146.2) all recorded marginal increases.

Year-on-year inflation based on CPI-IW rose to 3.99% in February 2026, up sharply from 2.59% recorded in February 2025.

Impact on DA for July 2026

With February 2026 data now confirmed, 8 of the 12 months needed to calculate the July 2026 DA revision are known. The February reading of 148.5 is marginally lower than the January figure, which pulls the running average down slightly. Based on current data, the July 2026 DA is now projected at 62%, revised down from the earlier estimate of 63%.

The remaining 4 months (March to June 2026) are yet to be released and will influence the final outcome. See our DA Calculator for the full month-by-month working and updated projection.

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PLI-RPLI Premium Payment Now Live in PhonePe App

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 PLI-RPLI Premium Payment Now Live in PhonePe App



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Revision of interest rates for Small Savings Schemes for First quarter of FY 2026-27 w.e.f. 01.04.2026 ( Remain unchanged)

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 Revision of interest rates for Small Savings Schemes for First quarter of FY 2026-27  w.e.f. 01.04.2026 ( Remain unchanged)

No changes from  01/04/2026 to 30/06/2026    

 
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Monday, 30 March 2026

Cancellation and Refund Rules for IRCTC Trains

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 Cancellation and Refund Rules for IRCTC Trains

 


Effective April 1, 2026, Indian Railways has updated ticket cancellation charges to a stricter, time-based structure. No refunds are available if a confirmed ticket is cancelled less than 8 hours before departure. Key charges include

50% deduction (8–24 hours), 25% deduction (24–72 hours), and flat fees for cancellations over 72 hours. 

New Train Ticket Cancellation Rules (Effective April 1, 2026)

  • More than 72 hours: Flat cancellation fee (Rs. 240 for 1AC/EC, Rs. 200 for 2AC/FC, Rs. 180 for 3AC/CC/3E, Rs. 120 for Sleeper, Rs. 60 for 2S).
  • 24 hours to 72 hours: 25% of the total fare + GST.
  • 8 hours to 24 hours: 50% of the total fare + GST.
  • Less than 8 hours: No refund (0%). 

Key Takeaways

  • No-Refund Window: Extended from 4 hours to 8 hours.
  • Increased Penalty: Cancellations within 24–72 hours now cost 25%, up from previous lower rates.
  • Tatkal Tickets: These rules also apply; generally, no refund is granted on cancelled confirmed Tatkal tickets, or they follow the 50% deduction rule if within specific timeframes.
  • RAC/Waitlist Tickets: Cancellation fee of Rs. 30 (plus GST) applies if cancelled up to 3 hours after the actual departure of the train.
  • Train Cancellation: If the train is cancelled by the railway, an automatic full refund is processed, and filing a TDR is not required.
  • Online Tickets: Must be cancelled via the IRCTC website to receive refunds. 
Read More ->>

Posting of husband and wife at the same station seeking a healthy work-life balance-

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 Posting of husband and wife at the same station seeking a healthy work-life balance-

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Saturday, 28 March 2026

Incredible Update: Post Office Insurance Limit Skyrockets to ₹5 Lakhs under Post Office (Third Amendment) Regulations, 2026

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 Incredible Update: Post Office Insurance Limit Skyrockets to ₹5 Lakhs under Post Office (Third Amendment) Regulations, 2026

The Post Office Insurance Limit has officially received a massive upgrade, bringing great news to businesses and individuals across India. The Ministry of Communications recently published a new Gazette Notification to amend the existing Post Office Regulations, 2024.

This latest change significantly increases the maximum insured value for domestic postal items. If you regularly send valuable parcels, essential documents, or high-end goods through India Post, this update will completely change the way you secure your shipments.

Let’s break down exactly what the Post Office (Third Amendment) Regulations, 2026, entails, review the official notification text, and explore how it impacts your domestic shipping needs.

What is the New Post Office Insurance Limit?

Under the newly issued notification dated March 25, 2026, the Department of Posts has amended Regulation 133, sub-regulation (1). The core of this amendment revolves around the maximum financial coverage allowed for accountable postal items.

Previously, the rules stated that an accountable item could only be insured for a value “not exceeding one lakh rupees.” The new regulation completely overhauls this financial ceiling.

Effective from April 1, 2026, the words “not exceeding one lakh rupees” have been officially substituted with “not exceeding five lakh rupees.” This means the Post Office Insurance Limit is now five times higher than before. Senders can securely dispatch high-value items with total peace of mind.

Official Text of the Gazette Notification

For complete clarity and transparency, the exact wording published by the Government of India is reproduced below..

MINISTRY OF COMMUNICATIONS
(Department of Posts)
NOTIFICATION
New Delhi, the 25th March, 2026

S.O. 1595(E).— In exercise of the powers conferred by section 13 of the Post Office Act, 2023 (43 of 2023), the Director General, with the prior approval of the Central Government, hereby makes the following regulations further to amend the Post Office Regulations, 2024, namely: —

1. Short title and commencement. – (1) These regulations may be called the Post Office (Third Amendment) Regulations, 2026.

(2) They shall come into force on the 1st day of April, 2026.

2. In the Post Office Regulations, 2024, in regulation 133, in sub-regulation (1), for the words “not exceeding one lakh rupees”, the words “not exceeding five lakh rupees” shall be substituted.

[F. No. F-01-01/2024-PO-Part (1)]
VIVEK KUMAR DAKSH, Dy. Director General

Note: The principal regulations were published in the Gazette of India, Extraordinary, Part II, Section 3, Sub-section (ii), vide number S.O. 5440 (E), dated the 16th December, 2024 and lastly amended vide number S.O 1329 (E), dated the 13th March, 2026.

****

Why the Higher Post Office Insurance Limit Matters

Before this crucial amendment, the previous Post Office Insurance Limit restricted small business owners, jewelers, and electronics sellers from fully insuring high-value packages. Sending items worth more than ₹1 Lakh required expensive private couriers or meant taking on a significant personal financial risk.

With the rapid growth of e-commerce and the nationwide need for secure logistics, India Post recognized the demand for better coverage.

Thanks to the expanded Post Office Insurance Limit, senders can now confidently use the widespread postal network for premium goods. Whether it is expensive smartphones, sensitive legal documents, or fine jewelry, the ₹5 Lakh safety net ensures that your items are fully protected against loss or damage in transit.

Insurance Fee Structure for Domestic Items

While the maximum coverage has increased, senders must still pay the required insurance fees. These fees are charged in addition to the standard postage and registration costs.

According to Chapter IX (Value Added Services) and Table II of Schedule IV, the fee structure remains meticulously categorized based on the type of service you use.

Here is the official breakdown of the insurance fees for domestic items:

Service TypeInsured ValueInsurance Fee
Speed Post ParcelsUpto ₹ 200₹ 4
Speed Post ParcelsAbove ₹ 200₹ 4 + 1.50% of the insured value exceeding ₹ 200
Other Items (Non-Speed Post)Upto ₹ 200₹ 10
Other Items (Non-Speed Post)Above ₹ 200₹ 10 + ₹ 6 for every additional ₹ 100 (or fraction thereof)

Calculating Costs with the New Post Office Insurance Limit

Understanding how to calculate your premium is vital if you plan to maximize the newly updated Post Office Insurance Limit.

For example, if you send a Speed Post parcel insured for ₹10,200, the calculation is straightforward. You will pay ₹4 for the first ₹200. For the remaining ₹10,000, you will be charged 1.50%, which equals ₹150. Your total insurance fee will be ₹154.

Alternatively, if you are insuring standard registered mail (not Speed Post) for ₹500, you pay ₹10 for the first ₹200. For the remaining ₹300, you pay ₹6 per ₹100, adding ₹18. Your total insurance fee is ₹28.

As you scale up to the new ₹5 Lakh Post Office Insurance Limit, these simple calculations will help you accurately budget your shipping costs. Always ensure you declare the exact value of the items at identified booking centers to guarantee proper coverage.

The decision to increase the domestic insurance threshold to ₹5 Lakhs is a massive step forward for India Post. It seamlessly bridges the gap between traditional postal services and the high-value demands of modern commerce.

Frequently Asked Questions (FAQ)

Q1: What is the new Post Office Insurance Limit for domestic items?

The maximum Post Office Insurance Limit for domestic accountable items has been increased from ₹1 lakh to ₹5 lakh. This significant 5x upgrade allows senders to securely ship high-value goods like electronics, jewelry, and legal documents through India Post with full financial protection.

Q2: When does the new ₹5 lakh Post Office Insurance Limit come into effect?

According to the official Gazette Notification S.O. 1595(E), the revised Post Office Insurance Limit will come into force on the 1st day of April, 2026. All items booked on or after this date will be eligible for the higher insurance coverage.

Q3: How is the insurance fee calculated for the increased limit?

The fee depends on the service used. For Speed Post parcels, the fee is ₹4 for the first ₹200 and 1.50% for any value exceeding that. For other domestic items, it is ₹10 for the first ₹200 and ₹6 for every additional ₹100. Always declare the actual value of your contents to ensure your coverage is valid under the new Post Office Insurance Limit.

Q4: Can I insure items at any Post Office under the new rules?

Yes, items can be insured at identified booking centers or post offices across India. However, ensure that the insured value does not exceed the real value of the contents, as the Post Office will only provide compensation up to the actual value or the declared Post Office Insurance Limit, whichever is lower.

****

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Friday, 27 March 2026

Post Office Regulations, 2024- Compliance of the Revised Regulatory Framework for Registered Newspapers and Periodicals.- reg

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 Post Office Regulations, 2024- Compliance of the Revised Regulatory Framework for Registered Newspapers and Periodicals.- reg




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CGHS rates applicable for MRI (Without Contrast) and Super Specialist at healthcare organisation – Clarification by CGHS.

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 CGHS rates applicable for MRI (Without Contrast) and Super Specialist at healthcare organisation – Clarification by CGHS. 

F. No. 5-16/CGHS(HQ)/HEC/2024(PartI)/I/38850429/2026
(Comp No. 8365027)
भारत सरकार
स्वास्थ्य एवं परिवार कल्याण मंत्रालय
केंद्रीय सरकार स्वास्थ्य योजना महानिदेशालय

के. स. स्वा.यो. भवन, दिल्ली
दिनांक -24-03-2026

कार्यालय ज्ञापन/OFFICE MEMORANDUM

Subject: CGHS rates applicable for treatment at healthcare organisation — Clarification — Regarding.

In reference to the Directorate’s Office Memorandum of even number dated 03.10.2025 notifying the revised CGHS package rates, representations have been received towards:

  1. The description for Investigation Code RI134
  2. Consultation charges(superspecialist) for OPD Code CN003

2. The matter has been examined, and the following clarification is provided ab initio:

  1. The RI134 shall read “MRI Dorsal/Dorso Lumbar Spine/Cervical/Cervico Dorsal Spine – Without Contrast”
  2. The text of Column 2 of Section 7 of Annexure 2 shall be read as “OPD — Super Specialist (DM/MCh/DNB -SS) or equivalent”

*(Equivalent qualification as per norms of National Medical Commission)

3. The above clarification shall be deemed to be part of the Office Memorandum dated 03.10.2025.

This issues with the approval of the Competent Authority.

Digitally signed by
Dr Satheesh Y H
Director (CGHS)

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Withdraw Wage Codes, Restore Justice to Workers - Article by Shri. Bruhaspati Samal

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 Withdraw Wage Codes, Restore Justice to Workers - Article by Shri. Bruhaspati Samal



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Geo Fencing for Micro ATM Devices

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Geo Fencing for Micro ATM Devices



 

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From Ledger Lines to Login Screens - A nostalgic story of a sincere Head Postmaster

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 From Ledger Lines to Login Screens - A nostalgic story of a sincere Head Postmaster

 Article by Smt.  Savithri Venkatesan - Retired Postmaster

 In the early 1990s, when India was just stepping into economic reforms and modernization was still a distant dream for many government offices, I walked into a small post office for my first day of duty. It was the year 1991. I had just left a well-furnished, polished private company job to join the Department of Posts, driven not by comfort but by the desire for stability and meaningful public service. 

The first sight of the post office surprised me 

The Head Postmaster, Shri Vinayak (name changed), sat at a large wooden table. He wore his usual simple white lehanga (dhoti) and kurta, with a calm face that reflected years of government service experience. There was no air-conditioning, no computers, no rolling chairs, and no glass cabins. Only ceiling fans rotating slowly, steel cupboards filled with registers, and long wooden counters polished by decades of public interaction. 

I realized immediately — this was not the corporate world I came from. This was a different kind of institution built on patience, procedure, and public trust. 

The Era of Pencil, Scale and Rubber 

Those were the days when precision meant handwriting, not typing. 

Every account was maintained manually in thick ledgers. Mistakes could not simply be deleted. They had to be corrected with discipline and clarity. I was taught an important rule on my first day: 

"Write first in pencil. Verify. Then only write in ink." 

I learned how a simple pencil, a small rubber, and a long wooden scale were not just stationery items but essential administrative tools. 

The pencil allowed provisional entries. 

The rubber symbolized correction with responsibility.

The scale ensured straight lines across savings bank ledgers, recurring deposit journals, and money order records. Without the scale, the pages would look disorderly, and disorder in records meant risk in accounts.

 Every evening, balancing the cash meant drawing double lines with a red pencil. Totals were underlined carefully. Corrections were countersigned. Even the way a page was ruled reflected the character of the official maintaining it.

 I slowly understood that this system, though slow, built a deep sense of accountability. Each entry carried the signature of responsibility.

 Learning the Real Meaning of Public Service

 Working at the counter taught me more about life than any management book.

 I saw pensioners waiting patiently for their monthly money.

 I saw villagers trusting the post office more than banks.

 I saw money orders carrying emotions more than currency — sons sending first salaries, daughters sending help to parents, brothers sending festival money.

 I developed three habits that defined my career: • Never delay public work

• Never compromise accounts

• Never raise my voice unnecessarily 

Within one year, I was transferred to a bigger post office. Transfers were part of postal life, and I accepted it as training rather than disturbance. 

A Rare Promotion Through Merit 

I continued my studies while working and managing my family responsibilities. I appeared for departmental examinations, something many avoided because promotion to Postmaster usually came only near retirement. 

But sincerity has its own timing. 

Within 11 years, through merit and determination, I passed the examination and became a Postmaster, much earlier than usual. 

My colleagues often said: "Some people wait for promotion. She prepared for responsibility." 

Returning to the Same Office — But in the Leader’s Chair 

Years later, destiny brought me back to the same post office where I once worked as a young Counter Postal Assistant. 

But this time I entered not as a learner. 

I entered as the Head of the Office. 

The same walls. The same counters. The same locality. 

But now I carried the responsibility of transformation. 

The Years of Transformation 

When I took charge, the office had: 

• Pending records

• Old furniture

• Manual systems

• Infrastructure needing repair

• Staff shortages

• Growing customer expectations 

I did not complain. 

I worked. 

My tenure saw major changes: 

• Computerization of savings bank work

• Introduction of core banking services

• Modern counters replacing old wooden barriers

• Renovation of the building

• Digital transactions

• Online services implementation

• Improved customer waiting areas

 Many evenings I stayed back after office hours checking migration reports and data verification.

 Many mornings I came early to ensure systems were running.

 I balanced official duties with family responsibilities silently, like many working women of my generation who never advertised their struggles.

 Winning Trust — Not Just Completing Work

 My success was not just modernization. It was trust building.

 Customers trusted me because: A senior citizen once came worried about a missing RD entry. Instead of asking him to come later, I personally checked old ledgers and new system entries and resolved the issue the same day. The customer later said: "Madam treats our money like her own responsibility."

 Staff trusted me because: When system errors caused workload pressure, I never blamed individuals publicly. I stood with my team and told them:

 "We will correct mistakes together, not find fault separately."

 Administration trusted me because: Inspection reports from my office began showing improvements, timely compliance, and clean records.

 My principle was simple:

 "Systems bring efficiency. Character brings credibility."

 The Day of Retirement

 After decades of service, the day of my retirement arrived quietly.

 No noise.

 No tension.

 Only satisfaction.

 I walked once more around the office hall. Computers were humming. Customers were taking tokens. Digital boards were displaying services. The same office that once depended on pencils now worked on servers.

 It looked almost like a bank.

 Perhaps better — because it carried history.

 My journey had come full circle.

 A Peaceful Satisfaction

Today, in my retired life, I smile when I use online postal services myself — booking services, tracking schemes, and seeing the same modernization I once helped implement. 

I do not say it aloud, but somewhere there is a quiet contentment: 

"I gave my working years to this institution. Now it serves me back with dignity." 

Closing Reflection 

Some careers are measured by promotions. 

Some by salaries. 

But rare careers are measured by institutions left better than they were found. 

I did not just work in a post office. 

I became part of its evolution — from ledger books to login passwords, from pencil corrections to digital accuracy. 

And perhaps my real achievement was this: 

I entered as an employee. 

I retired as a memory in that institution. 

Not every modernization is done by machines.

Some are done by sincere human beings who quietly give their best years to public service. 

Article by Smt.  Savithri Venkatesan - Retired Postmaster

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