Tuesday, 13 November 2018

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Dinamalar Sunday special interview with Dr Vennam Upender, Postmaster General, Southern Region, Madurai TN

Dinamalar Sunday special interview with Dr Vennam Upender, Postmaster General, Southern Region, Madurai TN

The Dinamalar press  Sunday Special news interview(Madurai edition) dated 13 November 2018 with Dr Vennam UpenderPostmaster General Southern Region Madurai -625 002.



    POSTAL STAMP COLLECTING HEAD”

       Nowadays people are having the habit of collecting hobby of postal stamps  even in the period of modern technology.   Postal stamps are continuously issuing by commemorating like nature, national leaders, science  and history for  all the departments throughout the world. The  stamp collectors  who will  purchase the  rare stamps  from any where at any cost is till there.    As a head of the postal department, having more than two lakh postal stamps and conducting exhibition, was proud to be appreciated. Having the multi specialty as a Poet, Writer, King of monarch and a head of the department of 10000 employees.  From the Dinamalar Sunday Special news interview with Dr Vennam Upender Postmaster General Southern Region Madurai -625002 is follows......

  • Native Place :  Kumadavalli, near to Hyderabad, Andhra pradesh.
  • Education  :     B.E., Mining Engineering in Usmania University, MBA(Marketing) at Pudhucheri  University, Human Resources & Insurance Management PG diploma at Iqnovel, after that completed Ph.D.
  • Joined this Department : On succeeding the Civil Service examination in the year 1999, joined as Indian Post Office Services.  Worked as Director, Hyderabad Region and now became Postmaster General Southern Region, Madurai-625002.
  • Are a writer(Kavignar)? :  Interested in literature since from the child hood.  Leisure time used to write verses, resulted a writer(Kavignar).
  • Books    :   writing stories in holidays and leisure time even after 10 O’Clock.  Within seventeen years, konni vilagu, nidalu, Enda Mavi, Naru Maathi, Karupputhini... etc  so far six books had been published.
  • How is the Tamil ?   :  Tamil Nadu is neighbourhood state and heard tamil speech.  Now I had learned each tamil words to speak.  Telugu, English, Hindi and little Malayalam known.
  • How is collecting postal stamps:   Interested to collect postal stamps since from the childhood, but the circumstances couldn’t do so.  After joining to this department only I started to collect postal stamps.  But collected more than 2 lakh stamps within five years of period. Particularly stamps like Ramayanam, Mahabharatam including national leaders and all categories are being collected.
  • How interested in ? :   Postage stamps are not to be seen as postage stamps only.  As and when the postal department releasing stamp, are also issuing the history of that stamp. From this to one should know the world history.   Postal stamps collecting is not only a hobby but it also to enrich the knowledge.
  • For youth  :   All activities to be learnt in all the time with high spirits.  Then only one can succeed in the competitive world.  Doing constant efforts by selecting any one of the field will sure to get Success.
           For congrats  upen12@hotmail.com           
 -- Meshba

(The press Report translated  in English by P.Anil Kumar, Marketing Executive, Kanniyakumari Division, Deparatment of Posts, Thuckalay – 629 175 Mob: 9442118155, email : me.kkiho@gmail.com) 
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Monday, 12 November 2018

Pensioner who is residing abroad, how can submit the Life Certificate?


Pensioner who is residing abroad, how can submit the Life Certificate?

CENTRALISED PENSION PROCESSING CENTER

Payment of Pensions to Central Government and State Government Pensioners through Centralized Pension Processing Cell (CPPC)

Frequently Asked Questions and Answers

26. What is the procedure for the pension payment to NRI pensioner? 
Ans: NRI Pensioner needs to submit a declaration at the pension paying branch that he/she is an NRI. On the basis of declaration the existing account will be converted into a Non Resident – Ordinary (NRO) account ( a type of account for NRI) and NRI pensioner need to send a life certificate every year in the month of November to his/her pension paying branch.

27. Pensioner who is residing abroad, how can submit the Life Certificate? 
Ans: In the case of pensioner residing abroad and drawing his pension through any bank included in the Second Schedule to the Reserve Bank of India, Act, 1934, the life certificate may be signed by an officer of the Bank.

Further, a pensioner not resident in India in respect of whom his duly authorized agent produces a Life Certificate signed by a Magistrate, a Notary, a Banker or a Diplomatic Representative of India is exempted from special appearance.

28. Who is the pension sanctioning authority?
Ans: The Ministry/Department/Office where the Government servant last served is the pension sanctioning authority. The pension fixation is made by such authority for the first time and thereafter the re-fixation of pay, if any, is done by the pension paying Bank based on the instructions from the Central/ State Government authorities.

29. Who sends the Pension Payment Orders (PPOs) to the authorized Bank? 
Ans: The concerned pension paying/sanctioning authorities of the Ministries/ Departments/State Governments forward the PPOs to the Bank where from the pensioner desires to draw his/her pension.

30. When will the payment of pension commence in case of new PPOs?
Ans: The payment of pension, in respect of PPOs received at Centralized Pension Processing Cell (CPPC) up to one week before last date of a month, will normally commence from the same month.

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Simplification of procedure for undergoing treatment at private hospitals empanelled under CGHS

Simplification of procedure for undergoing treatment at private hospitals empanelled under CGHS

Z 15025/105/2017/DIR/CGHS/EHS 
Government of India 
Ministry of Health & Family Welfare 
Department of Health & Family Welfare 
EHS Section
Nirman Bhawan, New Delhi
Dated the 9th November, 2017
OFFICE MEMORANDUM
Sub: Simplification of procedure for treatment at private hospitals empanelled under CGHS/CS (MA) Rules. 1944
With reference to the above mentioned subject the undersigned is directed to state that this Ministry has been receiving representations for simplification of procedure for undergoing treatment at private hospitals empanelled under CGHS. The matter has been examined and it has now been decided that CGHS beneficiaries are allowed to undergo treatment at private hospitals empanelled under CGHS of specific treatment procedures listed under CGHS rate list are advised by a Specialist in a Central Government / State Govt. Specialist hospital or a CGHS Medical Officer without any requirement of any other referral (permission) letter.
2. Private empanelled hospitals shall perform the treatment on cashless basis in respect of pensioners, ex-MPs, Freedom Fighters. Regular employees (both CGHS and CS (MA) beneficiaries) of this Ministry & other categories of CGHS beneficiaries, who are presently eligible for credit facility and shall enclose the prescription issued by Government Specialist or a CGHS Medical Officer, in original (or a self-attested photocopy) along with the hospital bill Submitted to the competent authorities.
3. Serving government employees shall enclose the prescription issued by a Government Specialist or a CGHS Medical Officer in original (or a self-attested photocopy), while submitting the medical claim to the concerned Ministry /department/office for reimbursement.
4. CGHS Medical Officer/Government Specialist shall not refer the beneficiaries to any particular empanelled hospital by name but. shall specify the treatment procedure and mention ‘referred to any CGHS empanelled centre’.
5. These orders are applicable only in respect of treatment procedures for which CGHS rates are available
6. This issue with the concurrence of IFD vide FTS No. 3130849, dated 09.11.2017.
(Sund Kumar Gupta)
Under Secretary to Government of India
Tel- 011-2306 1986
Source:Confederation


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Post Office Savings Schemes With Interest Rate Up To 8.7% Explained Here

Post Office Savings Schemes With Interest Rate Up To 8.7% Explained Here


India Post offers a variety of banking and remittance services, other than mailing services.

The senior citizen savings scheme offers an interest rate of 8.7 per cent per annum.


India Post offers a number of saving schemes ranging from Senior Citizen Savings Scheme (SCSS) to Post Office Recurring Deposit (RD) Account, as mentioned on its official website- indiapost.gov.in. India Post has a network of more than 1.55 lakh post offices across the country and offers a variety of banking and remittance services, other than mailing services. Interest rates on post office saving schemes move in line with the government's interest rates on small savings schemes, which are revised on a quarterly basis. Recently, the government revised interest rates on small saving schemes for the quarter between October 1, 2018 and December 31, 2018.

Post office recurring deposit (RD) account

Post office Recurring Deposit (RD) account offers an interest rate of 7.3 per cent per annum, which is compounded quarterly. On maturity, a recurring deposit of Rs. 10 per month fetches a return of Rs. 725.05 on maturity and can be continued for another five years on a year-to-year basis. Post Office RD account can be opened by cash as well as cheque. Minimum amount for opening of post office recurring deposit account (RD) is Rs. 10 per month or any amount in multiples of Rs. 5.

Post Office Time Deposit (TD) or Fixed Deposit (FD) account

Post office time deposit (TD) or Fixed Deposit (FD) account offers interest rates across four maturities: one, two, three and five years. Post office fixed deposit for one year, two years, three years, and five years offer 6.9 per cent, 7 per cent, 7.2 per cent, and 7.8 per cent respectively. Interest is payable annually but is calculated quarterly. The minimum amount that one requires to open a fixed deposit with the post office is Rs. 200 can be opened by cash or cheque. However, there is no maximum limit. 

Senior citizen savings scheme (SCSS)

The senior citizen savings scheme offers an interest rate of 8.7 per cent per annum, which is payable from the date of deposit on March 31/ September 30/December 31 in the first instance and thereafter, interest shall be payable on March 31, June 30, September 30 and December 31. However, customer can make only one deposit in the account in multiple of Rs.1,000 which should not exceed Rs. 15 lakh.

15-year public provident fund or PPF account

PPF accounts, which are also offered by banks, offer an interest rate of 8 per cent per annum, which is compounded annually. A minimum of Rs. 500 and a maximum of Rs. 1,50,000 can be deposited in a financial year in a PPF account. One can make deposits in lump-sum or in 12 installments.

Source : https://www.ndtv.com/
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Department of Posts is conducting a Stamp Design Competition for the Republic Day, 2019

Department of Posts is conducting a Stamp Design Competition for the Republic Day, 2019

Department of Posts is conducting a Stamp Design Competition for the Republic Day, 2019. The Competition is open to all. First prize Rs. 25,000/-.


Please log on to www.indiapost.gov.in andwww.postagestamps.gov.in for more details. Participate and win exciting prizes...!

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Sukanya Samriddhi Account(SSA) - updated Pamphlet

Sukanya Samriddhi Account(SSA) - updated Pamphlet





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Whether Income Tax deducted at source (TDS) on Pension ?


Whether Income Tax deducted at source (TDS) on Pension ?

CENTRALISED PENSION PROCESSING CENTER

Payment of Pensions to Central Government and State Government Pensioners through Centralized Pension Processing Cell (CPPC)

Frequently Asked Questions and Answers

36. If the pensioner has a query or requires clarification on the amount of pension paid, what should he/she do?
Ans: The pensioner should approach any Pension Paying Branch for resolution and help. The Branch will attend to it, with on-line help from the CPPC, if needed.

37. If the pensioner wants details of pension paid during a financial year or Pension Payment Slip, whom should he/she approach? 
Ans: The details for a year would be provided to the Pensioner by the Pension Paying Branch by obtaining the details from the centralized database and also available at web portal “Pension Seva. SBI”.

38. Has the pensioner got right to retain half portion of the PPO for record and to get it updated from paying branch whenever there is a change in the quantum of pension due to revision in basic pension, dearness relief, etc.? 
Ans: Yes. The pensioner has right to retain half portion of the PPO for record and whenever there is a revision in the Basic Pension/DR etc. the pension paying Branch has to call for the pensioner’s half of the PPO and record thereon the changes according to Government Orders/Notifications and return the same to the pensioner.

39. What types of pensions are handled by Centralized Pension Processing Cell (CPPC)? 
Ans: All type of pension to pensioners of Central Govt. and State Govt. etc., (except SBI/IBI pensions) are handled by CPPC. Payment of pension in respect of specific autonomous bodies is also handled, where specifically agreed.

40. What should an Autonomous Body/ Corporate Customer do to avail the facilities of CPPC from SBI branches, if the Autonomous Body does not have pension payment arrangement with SBI?
Ans: The concerned Autonomous Body should approach the nearest Branch to firm up and finalize the pension payment arrangements.

41. Can the pension paying Bank recover the excess amount credited to the pensioner’s account? 
Ans: Yes. The pension paying Branch before commencement of pension obtains an undertaking from the pensioner in the prescribed form for this purpose and therefore, can recover the excess payment made to the pensioner’s account due to delay in receipt of any material information or due to any bonafide error. The Bank has also right to recover the excess amount of pension credited to the deceased pensioner’s account from his/ her legal heirs/nominees.

42. Whether Income Tax deducted at source (TDS) on Pension ? 
Ans: Yes. As per Income Tax Act, TDS is applicable on pension to individual male or female & senior citizen except certain categories of disability pension (i.e. disability element and service element of a disabled officer of the Indian Armed forces) which are exempted.


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Who is responsible for deduction of Income Tax at source from pension payment?


Who is responsible for deduction of Income Tax at source from pension payment?

CENTRALISED PENSION PROCESSING CENTER

Payment of Pensions to Central Government and State Government Pensioners through Centralized Pension Processing Cell (CPPC)

Frequently Asked Questions and Answers

43. Who is responsible for deduction of Income Tax at source from pension payment? 
Ans: The pension paying Bank is responsible for deduction of Income Tax from pension amount in accordance with the rates prescribed by the Income Tax authorities from time to time. While deducting such tax from the pension amount, the paying Bank, on the basis of declaration submitted by the pensioner, will also allow deductions on account of relief to the pensioner available under the Income Tax Act. The paying Branch will also issue a certificate of tax deduction on the prescribed form to pensioner in the month of April each year.

44. Where should a pensioner submit details of investment for claiming relief under Income Tax Act?
Ans: The pensioner should submit the details of investment to Pension Paying Branch. In this regard, to avoid possibility of excess deduction of TDS, It is advisable that pensioner should submit his/her investment & other details related to claiming relief under Income Tax Act well in advance i.e. at the beginning of Financial Year. Accordingly the Branch will arrange for deduction of Income Tax and issue a certificate containing details of Income Tax deducted from pension by the Pension Paying Branch.

45. Which office will the customer approach for grievance resolution? 
Ans: The pensioner’s grievance will be resolved at the Pension paying Branch. On-line help from CPPC will be available to the branch (in case of need). The pensioner is not required to approach CPPC directly.

46. Which authority the pensioner should approach for redressal of his/ her grievances? 
Ans: In case pensioner need any clarification regarding their pension payment, the following options are available: SMS “UNHAPPY” to 8008202020 Call our dedicated pension helpline- 1800110009 Lodge online grievance on www.sbi.co.in Call our Contact Centre on 180042503800 or 1800112211 Lodge a grievance to gm.customer@sbi.co.in or dgm.customer@sbi.co.in A pensioner can initially approach the Branch Manager of pension paying Branch and, thereafter, the Head Office of the concerned Bank for redressal of his/her complaint. They can also approach the Banking Ombudsman of the concerned State in terms of Banking Ombudsman Scheme 2006 of the Reserve Bank of India (details available at the Bank’s website www.rbi.org.in) This is applicable only in respect of complaints relating to services rendered by Banks. For other issues the complainant will have to approach the respective pension paying authority.

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